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There are some things that you can do to fix your bad credit including using a bad credit home refininance loan to pay off more of your debts and even help you to consolidate some of your bills into a lower monthly payment. However, any decisions that you make about refinancing your home can have a serious effect on your credit score. In fact, many mortgage loan lenders are hesitant to work with people who have bad credit because the likelihood is that they will not repay their loans. Even […]